We’re Plan (NW) Limited trading as Lease Your Car. Plan (NW) Limited is a company registered in England company registration number 07373911 and our registered office and trading address is at Box Studios, 17 Boundary Street, Liverpool, L5 9UB. You can contact us by writing to us at our trading address above, by calling us on 0151 329 2032 or by emailing webenquiry@leaseyourcar.co.uk
We’re a vehicle finance broker and a partner of Jurni Limited to who we introduce our business under a trading agreement. We are authorised and regulated by the Financial Conduct Authority as an Appointed Representative (Firm Reference Number 957373) to Jurni Limited who is the Principal Firm (Firm Reference Number 631448) for credit broking activities. You can check this information at www.fca.org.uk
We are registered with the Information Commissioners Office for the processing of data under The Data Protection (Charges and Information) Regulations 2018. Our Data Protection registration number is ZA500853. You can check this information at www.ico.org.uk
We are a broker member of the British Vehicle Rental and Leasing Association and abide by their Code of Conduct. For further information visit www.bvrla.co.uk
We are a Credit Broker. We are not a Funder or a Lender.
Our Services
We don’t provide independent financial advice but offer the service of providing information about the various finance products which are available to you to fund your vehicle from our carefully selected panel of funders. We’ll source the vehicle on your behalf which will be the subject of your finance agreement from our preferred selection of main dealers. We’ll also let you know about ancillary products which may be of interest to you from our other suppliers, including a service, maintenance and repair package, short term rental and for business users, tools to assist you to run your fleet effectively. Our Principal Firm, Jurni Limited who is also authorised for insurance distribution may offer you additional suitable products including GAP insurance to protect you against any potential shortfall in the event that your vehicle is declared a total loss, cover for minor repairs, alloy wheel refurbishment, loss of keys and extended warranty. They only offer the following insurance products:
General Data Protection Regulation
During the process of obtaining finance for your vehicle we will need to collect personal information from you and this will be passed on to our Principal Form, Jurni Limited who will share your information with one or more third party lenders to enable them to make a credit decision. If your application for finance is accepted and you proceed to order a vehicle through us, we will need to pass your personal data to the vehicle supplier and manufacturer and we will also need to share your data with providers of other services that you choose. We will not disclose your personal details to anyone else unless we have your express permission or are required to by law. For full details please see our Privacy Policy on our website
Commission
We’re required by the Financial Conduct Authority to let you know about the existence of commission, which is our main source of income.
We want to ensure that you have fair value for the service that we provide. If you decide to use our services and enter into an agreement with a funder and/or with one of our ancillary product providers, we will receive a commission for introducing you to them. Our commission is based on the amount of work that we do to and the support that we give you throughout the term of your agreement to ensure that you receive the outcome that you want. Commission that we receive from our funders is either capped at a percentage of the taxable list price of the vehicle or is a fixed amount. The higher the amount that we receive in commission, the more you will pay to hire or finance your vehicle.
We may also receive a payment from the main dealers that we use to supply vehicles and a fixed amount of commission from our ancillary product suppliers and from products offered by our Principal Firm, dependent on the product that you choose. Our Principal Firm may pay us a bonus based on how much business we give them, the quality of the business that we introduce to them and how we perform against their standards.
You may have the right to ask us the amount of commission that we will receive from your transaction. For further details please see the Commission Disclosure Policy on our website
Charges for our services
We make a charge for the service that we provide:
New Orders
We will charge an administration fee of £199.00 including VAT (£165.83 plus VAT) for our Brokering Services when you place an order.
Order Cancellation
We will charge a cancellation fee of £600.00 including vat (£500.00 plus vat). This covers the work that we have undertaken from the point of your initial enquiry. If you are a regulated customer, you have the right to cancel your order with us within 14 days from the date of order without penalty in accordance with the Consumer Contracts Regulations. A cancellation received after 14 days will result in a cancellation fee. Please note that the supplying dealer of the vehicle may also levy a cancellation charge and we will notify you of this as soon as possible and within 5 working days of your cancellation.
Contract Amendments
We will charge an administration fee of £36.00 including vat (£30.00 plus vat) to cover our administration costs if you want us to arrange an amendment to your agreement, such as adjusting the mileage. Please note that not all contracts can be amended and for those that can, certain rules apply as to when an adjustment may take place and some funders will only allow one change. Please speak to us if this may be important to you.
Extensions
We will charge an administration fee of £150.00 including vat (£125.00 plus vat) to cover our administration costs when arranging the extension of your agreement. Please note that not all contracts can be extended. Please speak to us if this may be important to you.
Invoices in respect of our fees are issued on our behalf by our Principal Firm, Jurni Limited and are payable within 7 days. Payment may be made either online using a debit card or by direct bank transfer.
Complaints
Our Customers are extremely important to us and whilst we aim to provide a trouble free and excellent level of service, we know that sometimes things go wrong. If you have cause to complain, we take any complaint very seriously and promise to deal with it promptly, effectively and in a positive manner. A complaint may be made to any member of our staff by calling us, email or by dropping us a line in the post. Our contact details are above. For further information please see the Complaints Procedure on our website
Please speak to us if you are unsure about the contents of this Initial Disclosure Document.